A CLEARER WAY TO READ YOUR MONEY

Your bank statements, finally useful.

Import the transaction data you already have. KBudget organises spending, remembers your rules, separates income and transfers, and turns the noise into a clear money picture.

⌾ Private by design — no bank password required
Your moneyLast 6 months
INCOME$28,640
SPENDING$21,380
Cash flow6 months
Allocated72%
SMART RULE
Spotify → Entertainment
contains “SPOTIFY”
RECURRING
6 commitments found
✓ $5/month or $50/year⇧ Simple CSV import✦ Rules that remember⌾ No bank password
A BETTER ROUTINE

From bank export to useful insight.

KBudget turns a messy transaction list into a system you can actually use—without making budgeting a second job.

01

Bring your data

Import one or more transaction CSVs and assign each file to the correct bank account.

02

Shape your system

Create allocations that match real life, review Inbox, and save reusable merchant and income rules.

03

See what changed

Compare time periods, recurring commitments, cash flow and spending allocation in context.

BUILT FOR REAL LIFE

Everything your budget needs. Nothing it doesn’t.

A focused toolkit for turning financial noise into confident decisions.

SPOTIFYEntertainment

Smart rules

Classify a changing description once and automate future matching transactions.

Flexible allocations

Create, colour, reorder and refine spending groups around your priorities.

Clear trends

Move from one month to your full history and drill into individual transactions.

$
Salary+Other income

Income clarity

Separate wages and other income with rules for changing payment descriptions.

EverydaySavings

Transfer detection

Confirm transfers between your accounts so they do not distort spending or income.

Next due

Recurring commitments

Combine merchant variants and understand the regular costs shaping your month.

YOUR ALLOCATIONS
Home$1,420
Food & dining$684
Transport$312
Everything else$868
CLARITY YOU CAN ACT ON

Your numbers, finally in context.

See where spending is concentrated, compare time periods, and catch changes before they become habits.

  • Understand your true spending mix
  • See income and net cash flow separately
  • Make decisions from patterns, not guesses
SIMPLE BY DESIGN

One KBudget plan. Two ways to pay.

Monthly and annual subscriptions include the exact same KBudget features. The annual option is simply a discount for paying yearly.

KBudget
$5per month
$50per year — save $10

The complete manual-import KBudget experience using bank statement CSV files.

  • Unlimited CSV imports and accounts
  • All allocations, merchant and income rules
  • Transfers, recurring insights and savings goals
  • Full history, reports and CSV exports
Subscribe to KBudget
COMING SOON
KBudget Advanced
Optional future upgrade

For users who want automation, forecasting and richer financial guidance built on top of KBudget.

  • Automated bank transaction downloads
  • Forecast and future budgeting tools
  • AI commentary on income and expenditure
  • Forward-looking budget insights and alerts
Coming soon

No free trial. Stripe manages payment and cancellation. If you cancel, access remains active until the end of the paid billing period. Automated bank downloads and forecasting are not included in the current KBudget subscription.

BEFORE YOU BEGIN

The practical details.

A transparent explanation of what KBudget does—and what it does not do.

Does KBudget connect to my bank?

Not currently. Export CSV statements from your bank and upload them yourself. KBudget never asks for or stores your bank password.

Can I use multiple accounts?

Yes. Import multiple files and assign each one to its transaction, savings, credit-card or other account.

How are transfers handled?

KBudget suggests likely transfers between your accounts. Once confirmed, they are excluded from spending and income.

Can I correct the automation?

Yes. Rules, allocations and individual transactions remain editable.

Can I delete my data?

Yes. Delete transactions, archived accounts, old history, or all KBudget data from the app.

Give every dollar
a little direction.

A clearer financial picture starts with the data you already have.

Subscribe to KBudget  →